Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you") and gpt ai finance ("we", "us", "our") governing your access to and use of our website, data dashboards, reports, and related services (collectively, the "Service"). By creating an account, accessing our platform, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Service.

2. Description of Service

gpt ai finance provides AI-driven analytical tools, data intelligence, and market insight reports intended to support decision-making for businesses and investors. The Service is provided on an informational basis only and does not constitute financial, legal, tax, or investment advice. Any decisions made based on information obtained through the Service are made at your own discretion and risk.

3. Eligibility and Account Responsibilities

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

4. Subscription, Fees, and Payment

Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and payment terms will be presented to you prior to purchase. Unless otherwise stated, fees are non-refundable except where required by applicable law. We reserve the right to modify our pricing structure with reasonable advance notice.

5. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to our systems, reverse engineering our software or data models, reselling or redistributing our reports without authorization, or using the Service for any unlawful purpose. We reserve the right to suspend or terminate accounts that violate these conditions.

6. Intellectual Property

All content, software, reports, visualizations, and underlying data models provided through the Service are the property of gpt ai finance or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you ownership rights; you are granted a limited, non-exclusive, non-transferable license to use the Service for its intended purpose.

7. Data Accuracy and Disclaimers

While we aim to provide reliable and well-structured analytical outputs, gpt ai finance makes no warranties regarding the completeness, accuracy, or timeliness of any data, forecast, or insight presented through the Service. All information is provided "as is" and "as available," without warranties of any kind, either express or implied.

8. Limitation of Liability

To the maximum extent permitted by applicable law, gpt ai finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, or business opportunities, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless gpt ai finance, its affiliates, and personnel from any claims, damages, liabilities, and expenses arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

10. Termination

We may suspend or terminate your access to the Service at our discretion, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct harmful to the Service, other users, or gpt ai finance. Upon termination, your right to use the Service will immediately cease.

11. Changes to These Terms

We may revise these Terms from time to time to reflect changes in our Service, legal requirements, or operational practices. Updated Terms will be posted on this page with a revised effective date. Continued use of the Service after such changes constitutes your acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which gpt ai finance operates, without regard to conflict-of-law principles. This section is provided as a general placeholder and should be reviewed and finalized according to your specific legal and jurisdictional requirements.

13. Contact

If you have questions regarding these Terms, please reach out through the contact details provided on our Contact page.